AE is formed in 1986 to meet the insurance needs of residential and commercial policyholders in the states of New Jersey and New York Pennsylvania, Maryland, Massachusetts, New Hampshire and Rhode Island. AE has broad product line and risk appetite and specializes in numerous market segments such as habitational (apartments, condos and 1-4 family dwellings), commercial office buildings, mixed-use occupancy buildings, artisan contractors, retail stores, pharmacies, funeral homes.